What Homeowners Insurance discounts are you missing? Depending on what company you are insured with different discounts are offered, but here are a few that you may be missing out on:
Multi-Policy discount – Insurance companies appreciate your business, and by bundling all of your policies with the same company you will receive a discount. Earn multi-policy discounts when you carry:
- Auto
- Umbrella
- Life
Group discount – Belonging to a credit union, an alumni, or a mature group may get you a discount on your insurance. Make sure you let your agent know if you belong to these or any other groups.
Protective devices – Insurance companies also reward you for protecting your property. Alarm systems, fire extinguishers, smoke alarms help to bring down the premium.
New Roof Discount – Some companies offer discounts for having a new roof – if you have recently replaced your roof check with your agent about a possible discount.
Paid in Full Discount – If you pay your premium in full you save the time, hassle, and postage costs by eliminating monthly bills, and get the benefit of another discount on your policy.