Michigan Agriculture & Farm Insurance
Keep Things Safe for Your Agri-Business in Michigan
Typical Types of Farm Insurance Coverage
Iott Insurance knows that your farm is as unique as you are. That means there’s no one-size-fits-all policy that best protects every farm. Our agents work with you to understand your agricultural business and the risks it entails to build a one-of-a-kind policy with the best possible premiums and as much coverage as possible.
When considering farm insurance, here are some of the policies you may need:
Farm Equipment Coverage – If you experience financial loss or damage to your vehicle due to covered perils, this coverage helps you recover those losses and stay on track with the repairs or replacements needed to get your farm running smoothly again.
Residence/Dwelling Coverage – Do you live on your farm? Because your house is part of your agricultural business, it can be protected as part of your farm insurance package.
Farm Liability Coverage – Like other commercial liability insurance policies, farm liability coverage financially covers damages arising from employees being injured while working on your farm or other damages to persons and property that occur within your farm.
Barn & Outbuilding Insurance – Many farmsteads use barns, sheds, or other outbuildings to help store items and keep their operations flowing smoothly. Weather-related incidents, fires, or other perils can leave these outbuildings damaged or unusable. Outbuilding insurance is there to help you repair or restore them following these covered perils.
Secure a Farmowners’ Package from Iott Insurance
Iott Insurance works with you to truly understand your farm, your goals, and your risks. Our team will build a unique insurance package designed for your farm, including only the coverages you really need!
Report A Claim
Do you need to report a claim? Our dedicated claims specialists are standing by to help!
Find out about our claims process, who to contact, and how you can receive afterhours claims assistance.