Flood Insurance Coverage
Adding flood insurance coverage to your policy gives you the protection you need following common events like:
- Heavy or excessive rainfall
- Storm Surges
- Rapid Snow Melts
- Blocked Storm Drainage Systems
Without flood insurance, damage caused by events like these would be your responsibility!
Flood insurance coverage is split into two categories: building coverage and contents coverage. Here’s a quick reference to better understand the difference.
Furnaces, water heaters
Permanently installed carpets
Portable Devices (e.g. microwaves or air conditioners not built into the home)
Washers and dryers
Kitchen utilities like refrigerators or stoves
Request a Flood Insurance Quote
Adding flood insurance coverage to protect your home is simple. Iott Insurance is here to help you find the best flood protection policy for your home.
Understand Your Flood Risk
Homes purchased through loans often require flood insurance by the lender to protect the property. Sometimes this depends on flood maps which determine the risk level of a given property. FEMA provides an accessible way to look at flood maps for any area within the United States.
Whether your home is in a high-risk flood area or not, floods can happen to anyone.
Report A Claim
Do you need to report a claim? Our dedicated claims specialists are standing by to help!
Find out about our claims process, who to contact, and how you can receive afterhours claims assistance.